Residence Equity Loans & Residence Equity Personal Lines Of Credit Home Equity – Fixed Term Effective Date: Tuesday, October 27th, 2020 Loan to Value up to speed since low as APR as low as* Approximate Term 80.00% 3.75percent 3.78percent up to 5 years 80.00% 4.25% 4.27% as much as ten years *Annual portion prices (APR)